Covered California
Call or visit us in our office when you are ready to enroll or have any questions.
Open Enrollment starts in the Fall 2022
What Is Covered California?
Covered California is where Californians can get brand-name health insurance under the Patient Protection and Affordable Care Act. It’s the only place to get federal premium assistance to help you buy health insurance from the companies shown below. That means you may qualify for a discount on a health plan through Covered California, or get health insurance through the state’s Medi-Cal program. Either way, you’ll have great health coverage.
CoveredCA.com is sponsored by Covered California and the Department of Health Care Services, which work together to help health insurance shoppers get the coverage and care that are right for them.
Getting Covered
It’s impossible to predict when or whether someone will get sick or have an accident, which makes purchasing health insurance a wise decision for anyone.
Covered California makes it simple and more affordable for millions of Californians to get affordable, quality health insurance, including Medi-Cal, that can’t be canceled or denied because of a pre-existing medical condition or if someone gets sick. Covered California offers a range of plans so consumers can choose the one that best meets their health needs and financial situation.
For additional information about Covered California health insurance plans, coverage and options, please call today to speak with a licensed insurance broker (805) 375-1916.
Special Enrollment
People who experience a qualifying life event can newly enroll in a health plan through Covered California even outside the open-enrollment period. Currently enrolled members who experience a qualifying life event can change their coverage or choose a new plan. This is called special enrollment.
Even if you only need coverage for a few months, look to Covered California throughout the year for your health insurance needs.
Lost Coverage
You recently lost or will soon loose your coverage:
- You lose Medi-Cal coverage.
- You lose your employer-sponsored coverage.
- Your COBRA coverage is exhausted. (Note: Not paying your COBRA premium is not considered loss of coverage.)
- You are no longer eligible for student health coverage.
- You turn 26 years old and are no longer eligible for a parent’s plan.
- You turn 19 years old and are no longer eligible for a child-only plan.
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